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Become more attractive to sellers with your mortgage prequalification letter.

In today’s market, most realtors require buyers to get pre-qualified and have a mortgage prequalification letter before even starting to house hunt.

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Before you start looking for your first home, we can help you with a mortgage prequalification.

Guarantee Mortgage can help you get pre-qualified and on your way to home ownership! Simply fill out our mortgage prequalification form securely on our website. During the prequalification process we will also determine how much you qualify for which will determine the price range of homes you should be looking at. With a prequalification letter in hand, you know that you may get approved for a mortgage before you even look at your first potential new home.

Most realtors require buyers to get pre-qualified before even starting to house hunt. A simple mortgage prequalification letter can help you narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.

Determine how your credit looks.

Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month. The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage.

There are other factors lenders look along with credit scores. One of the main ones is your debt-to-income ratio. They use this to determine your ability to make your monthly payments on the proposed mortgage loan along with all other monthly debt listed on your credit report.

If you are new to the mortgage process, it can be overwhelming, but that’s why you have us. When getting a mortgage prequalification letter with us, we will review your credit report with you along with the rest of your application to review accuracy and guide you through each step. Our goal is to find a mortgage loan product that will help you achieve your goals while providing the best service you can find.

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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